Your Family Your Money Forum Terms and Conditions of Use
The Your Family Your Money forum is designed for Your Family Your Money community members to express their thoughts and opinions on their own and general financial matters in an open, accepting and non-threatening environment. The thoughts and opinions expressed in this forum are not those of Your Family Your Money and Your Family Your Money does not endorse, support or accept any responsibility for, or liability incurred due to, any of the thoughts or opinions that are posted. Your Family Your Money does not guarantee the accuracy of any information posted in this forum.
The thoughts and opinions expressed by members in this forum are not considered to be financial advice, and users of the forum should exercise all necessary precautions before acting upon any of the thoughts or opinions that are posted on the forum.
All messages and images posted on the forum may be subject to review and/or moderation by Your Family Your Money. If you have a complaint or query about any messages or images posted please contact the forum moderator via the appropriate channels.
By registering as a member and using, accessing or being otherwise involved with the Your Family Your Money forum you are implicitly agreeing to abide by these and the following terms and conditions:
You agree not to:
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Post or transmit material of any kind that is threatening, abusive, offensive, damaging, obscene, vulgar, unacceptable, pornographic, profane, indecent or otherwise able to cause upset, torment or distress to another forum user.
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Post or transmit material of any kind that infringes on the rights of another person, including, but not limited to, any material that is protected by proprietary rights, copyright, trademark or any other protective standard, except with the express and written permission of the owner of such rights.
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Knowingly post material of any kind that is fraudulent, false, inaccurate, misleading or untrue.
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Post or transmit any materials of any kind that are designed to promote any business or that would lead to personal financial gain, or to advertise the provision of services or goods, except with the express written consent of Your Family Your Money.
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Approach other members with the intention of gaining personal information for any purpose without the express written consent of Your Family Your Money.
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Use or access the forum under more than one username or alias.
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Respond to the post or transmission of any other member in such a manner that could be construed as personal criticism or negative or inflammatory feedback.
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Become involved in a negative or inflammatory discussion on the forum, nor become involved in discussing the potentially objectionable behaviour, post or transmission of another member. Any such comments, posts or transmissions will be removed form the forum.
You agree to:
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Advise Your Family Your Money of any objectionable posts, transmissions or behaviour immediately and via the appropriate channels.
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Provide constructive feedback and make positive contributions toward the discussion when replying or responding to posts.
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Consider that any post or transmission you make to the forum becomes the property of the public domain and relinquish any rights to any such material.
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Exercise due care when posting or transmitting material of any kind, including personal information and images, as the forum is a public domain and can be accessed by any member.
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Exercise due care when sharing personal information of any kind in a forum post or transmission. Your Family Your Money does not accept any responsibility for the protection of personal information or images once they has been posted or transmitted on the forum.
Your Family Your Money reserves the right to:
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Moderate and review any posts or transmissions of any kind to this forum.
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Edit, remove or refuse to post any material of any kind that is deemed to be unacceptable in any way, including material that promotes or recommends in any way the products or services of any individual or entity that exists in competition to Your Family Your Money.
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Move and lock threads and manage the general structure of the forum as is necessary and as is deemed appropriate.
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Automatically flag for moderation any posts with inappropriate content of any kind.
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Automatically suspend or terminate, without notice, the membership of any member who does not abide by these terms and conditions of use.
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Advise members of a breach of conduct via email if the breach is considered not to be serious enough to result in suspension or termination.
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Report any serious breach of these terms and conditions, including, but not limited to, the posting or transmission of any kind of material that is considered to be unlawful in any way.
Any material or information of any kind that is posted or transmitted on this forum may be archived, stored or reproduced in any manner that Your Family Your Money sees fit and appropriate.
If any provision, term or condition of these terms and conditions, in part or in whole, is considered to be invalid, unlawful, void or unenforceable for any reason the validity, legality and enforceability of the remaining terms and conditions with remain unaffected and unimpaired.
Process for reporting forum misconduct:
The Your Family Your Money moderators exist to ensure that members are able to enjoy using the Your Family Your Money forum in safety and without being subjected to unacceptable behaviour or any kind. This involves ensuring that the Your Family Your Money forum terms and conditions of use are adhered to by members at all times.
We always welcome feedback from our members as well, along with suggestions for improvements to the Your Family Your Money Forum.
If you have any concerns about a discussion that is taking place or a post or transmission that has been made to the forum, please notify us immediately by emailing via Contact Us page and including the following details:
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Your username
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Your email address
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Subject member username
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Forum title
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Topic title
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Date and time of post
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Content
Please note – you must include your own details if you wish to report another member.
Once submitted, you will receive a confirmation email. All enquiries will be treated confidentially, and a final decision provided within 14 days. The Your Family Your Money site administrators have the final say on disputes relating to the moderation of the Your Family Your Money forum.
Report a problem
If you would like to report a technical problem with the Your Family Your Money forum, please click here and fill in the email contact form.